[ccjohnson]

You can try to negotiate a bit with the financing institution explaining what a "Newell" really is. Since they have no "Bluebook" valuation, perhaps they would accept an appraisal from a reputable 3rd party like an non-involved high-line coach sales company or dealer. You might also try shopping your financing around a bit. There are definitely some very high quality coaches a bit older than your 2005 cut-off that are bargain priced (Forest & Cindy's comes to mind). I would much rather have a 20 yr old Newell than most other brand new coaches. I feel that in another 15 yrs the Newell will still be a well functioning machine whereas the newer mass produced unit will pretty much be rattled apart. Take a look at some 25-30 yr old coaches of several different b rands to get this into the proper perspective. Bells & whistles can always be added on later as long as you have a good solid platform to add them to.