05-22-2014, 04:19 PM
Explorer, my broker for National Interstate, has been my insurer for the past three years on the 2001 Monaco Exec. Glass coverage is excellent and does not come under Comprehensive.
My premium on a declared value of $89,000 is under a thousand for 300,000-500,000 liability and with diminishing liability now at $250.
I asked for a quote on a 2004 Newell valued at $295,000. The result was $2332 for a coach garaged in central Pennsylvania. If I registered the coach in Florida the premium would jump by over $500.
When it comes to Newell's and Prevost conversions, there are no NADA quotes. It's what you declare, within reason, the value to be.
The worst quote I got came from the USAA recommended GMAC. They wanted well over $2,000 for the same policy on my Monaco. In addition, every person with a driver's license in the household would have to become insured by GMAC. They wanted the SSN of every member of the household. Bye-Bye GMAC.
My premium on a declared value of $89,000 is under a thousand for 300,000-500,000 liability and with diminishing liability now at $250.
I asked for a quote on a 2004 Newell valued at $295,000. The result was $2332 for a coach garaged in central Pennsylvania. If I registered the coach in Florida the premium would jump by over $500.
When it comes to Newell's and Prevost conversions, there are no NADA quotes. It's what you declare, within reason, the value to be.
The worst quote I got came from the USAA recommended GMAC. They wanted well over $2,000 for the same policy on my Monaco. In addition, every person with a driver's license in the household would have to become insured by GMAC. They wanted the SSN of every member of the household. Bye-Bye GMAC.
Tom Gauger-Dave Snyder
'01 Monaco Exec 515 Cummins ISM
'17 Chevy Colorado Toad
Shermans Dale, PA