Posts: 5
Threads: 2
Joined: May 2023
Just for information's sake, I just insured #369 (1994) 45' for $60k agreed value, full coverage. $2500 deductible comp/collision, $0 glass deductible. 100/300 liability. $1130/year. I'm in GA.
1994 Newell Coach# 369
Posts: 315
Threads: 7
Joined: Mar 2020
Who was the insurance company?
Hank & Natalie Bensley
2001 Double Slide #586.
2021 Cherokee Trailhawk Toad
Port Orange, FL. Upcoming Snowbirds in Endwell, NY
Posts: 5
Threads: 2
Joined: May 2023
Sorry, Progressive.
1994 Newell Coach# 369
Posts: 55
Threads: 8
Joined: Nov 2022
How do you get to an agreed value. I do not see an option for this on line.
Karl and Lisa G.
Coach #385
Toad - Not ready for that yet
Posts: 492
Threads: 69
Joined: Aug 2020
(08-11-2023, 06:52 AM)khgeisler Wrote: How do you get to an agreed value. I do not see an option for this on line.
I think some of this could vary by state. In MO I’ve yet to find an agreed value policy. One carrier had a quasi agreed value for a significant increase in premium, but they still acted like it would be fair market value so it made no sense.
Have also noticed premiums vary HUGE by state. I know some guys with 150-200k Prevosts paying $600ish via State Farm. Drives me nuts to see that kind of variance for something that is mobile, but they are loving it.
Brad Aden
2003 Newell #653 Quad Slide Cat C-12 engine
Towing 2020 Grand Cherokee Summit
St. Louis, MO
Posts: 140
Threads: 9
Joined: Jul 2022
Momma says insurance is like a box of chocolates
State farm is doing me righteous based in Virginia, he warned me that basing in Pennsylvania rates would skyrocket
Arch & Mary Jones
1997 Newell #463
Williamsburg, VA or Gettysburg, PA
depending on what day it is
Posts: 55
Threads: 8
Joined: Nov 2022
(08-12-2023, 06:38 AM)Jonestead Wrote: Momma says insurance is like a box of chocolates
State farm is doing me righteous based in Virginia, he warned me that basing in Pennsylvania rates would skyrocket
I have never found State Farm to be reasonable on anything. But, I did find a firm that rights a Progressive policy with an agreed value for a 1995 Newell, all with the highest limits and lowest deductibles. Geico, who writes my auto and home, rights a policy thru Foremost and was way of the mark for a cash value policy at the lowest limits, and highest deductables.
Karl and Lisa G.
Coach #385
Toad - Not ready for that yet
Posts: 1,130
Threads: 151
Joined: Sep 2021
I have two quotes coming for my 312. I am looking for 100k agreed value. First one came through from Thum insurance who is using Progressive at $1767 annual. 250/500 liability. I think that’s pretty good for AZ where insurance costs are high. I am currently paying $680 a year with AmFam but I’m sure if there was a loss they’d cut me a check for 20k. What do you guys think? Generally Marie and I buy once and keep for years. I guess insurance is something we need to check on annually due to constant hidden increase in premiums.
The other insurance is a local one with Safeco who also uses Progressive. Seems not many insurers are doing large RVs…
--Simon
1993 8v92TA #312
Posts: 1,268
Threads: 68
Joined: Sep 2022
Thats who we are with I couldn't find a better rate, I think we are 100K for $1400 can't remember exact amount.
1999 45' #504 "Magnolia"
Gravette, Arkansas
1996 40 XL Prevost Marathon
Posts: 1,130
Threads: 151
Joined: Sep 2021
AZ used to be fairly inexpensive for insurance. Too many non-insured and thefts going across the border means the honest and no claims on record guys like us, get to pay for the rest.
I still haven't received the quote from the local insurer who I know uses Progressive as well.
--Simon
1993 8v92TA #312
